![]() Some of the options listed also present schemes for dealing with your loans, a multiple credit card payoff calculator, and recommendations for paying down other debt. All you need to do is download the template and plug in a few numbers-the spreadsheet will do all the math. The Budget Planner: Free tool and guide to managing your money. You can also get 6.00 discount by clicking on the link. Advanced budgeting and professional advise, try it if you need something more than excel. With a template, you get a ready-made spreadsheet with the right formulas to do all of the calculating for you. Other Personal Budget Planning Resourses. Technically, these are spreadsheet templates that you can use with Microsoft Excel, OpenOffice Calc, or Google Sheets. One option on this list even walks you through how to choose a debt-payoff method by comparing the snowball method to the avalanche method and other strategies. By using a budgeting tool, such as a simple monthly budget template on an Excel spreadsheet, you can easily tally up your income, expenses, and figure out the difference between the two after all factors have been considered. The snowball method is a popular strategy, and downloading one of these debt-snowball spreadsheets can help you reduce your debt. Choose an Easy-to-Use Budgeting Tool Putting a budget together requires a resource that helps you organize your finances. ![]() Calculate everyone’s paycheck, balance salaries and taxes, factor in bonuses or deductions, and even calculate the taxes you have to pay with this Paycheck Calculator, by Smartsheet 123. But spreadsheets simplify the task, making it easy for anyone who can use a spreadsheet to make a plan to pay off debt. Here are some of the best Excel templates to keep track of time and employees: 1. Coming up with a plan for paying off debt may sound difficult, especially if you don’t have a financial background. ![]()
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